加拿大华人论坛 加拿大房产Condo还能作为投资吗?靠那点租金有意义吗?
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Mortgage brokers, realtors and developers have seen a surge in people who bought pre-construction condos two to three years ago and are “scrambling” to get the financing to close those deals, Susan Pigg reports.Here’s how readers on thestar.com feel about their plight.1. Buying and flipping. Buying and renting out at exorbitant rates to those who can’t afford to buy. Hmm. Why do I have trouble mustering up any sympathy for most of these “victims”? – fullofit2. Condos are a horrible investment, period. There’s no long term investment, you don’t own any land, they’re notoriously tiny, you’re at the mercy of someone else for all infrastructure repairs, the market is flooded with them and they have a limited shelf life of 50 to 75 years. – Greg R3. “There’s no long term investment, but they have a shelf life of 50-75 years?” How long do you think most people intend to invest in something? I’m not going to live in my current condo for 50 years. They’re not all tiny, and if you’re single or a couple, you don’t need a 2,000 square foot house; that amount of space is ridiculous for one or two people. Yes, you’re at the mercy of someone else for infrastructure repairs, but those repairs are also spread out among hundreds of units. Will I ever have to replace a roof, or windows, or a foundation, or pay for lawn care, or a flooded basement? No. And sorry, but a 100-year-old detached house is hardly a great investment either. It may be worth more than a condo, but I shudder to think of the myriad problems that will need to be fixed as it continues to age. – Jayto8124. “A unit that sold for, say, $300,000 two or three years ago may be worth about $350,000 today, but many lenders will only finance a new buyer for the original price.” So, the smart amongst these pre-construction purchasers will “cut” their paper losses – these are not actual losses –and buyers who are in a position to buy can get a bit of a break. You have to look at this as an opportunity rather than just a disaster. One person’s cooled market is another’s chance to buy in. – rillatrilla5. “Many investors who bought units intending to flip them on completion, or rent them out for a few years...” and “A unit that sold for, say, $300,000 two or three years ago may be worth about $350,000 today, but many lenders will only finance a new buyer for the original price, not the current market value, mortgage brokers are finding.” Those are the key statements in this article. Greedy people who’ve overextended themselves and are ultimately the cause of over-inflated condo prices. And stupid people who don’t understand how loans work. – austind6. The title of the article should be: “Efforts by the federal government to cool the real estate market are working.” – BenC_
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回复: Condo还能作为投资吗?靠那点租金有意义吗?有意义
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多少悲剧多少爱.....有意义点击展开...存钱是有意义,如果想赚钱就没什么意义了。
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回复: Condo还能作为投资吗?靠那点租金有意义吗?买楼花然后在close之前成功套现,那就有意义。 买楼花的,最后成房东,那是无奈之举。如果打算通过出租赚钱,那也应该买现楼,马上就有现金流。
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回复: Condo还能作为投资吗?靠那点租金有意义吗?买楼花然后在close之前成功套现,那就有意义。 买楼花的,最后成房东,那是无奈之举。如果打算通过出租赚钱,那也应该买现楼,马上就有现金流。点击展开...楼花最最不能买
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回复: Condo还能作为投资吗?靠那点租金有意义吗?当大家都认为有意义的时候,没意义;当大家都认为没有意义的时候,有意义。
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