在加拿大
Hi,TD gives us a renew fixed mortgage rate 2.45% for 5 years. Does any other bank have lower rate than this? Thx!!!!
评论
back in June, 2.45% was probably a good rate for TD, i believe posted rate was at 2.49%. but i wouldn't go for 5 yr fixed if i were you. I would definitely go for the 1yr fixed, since we were offering 2.09% around that time.
评论
Guy, Suggest you either take TD variable 5 years rate 2.2% ( P-0.65 = 2.85-0.65) or take 2 years fixed rate 2.25%. is better than 5 years fixed rate 2.45%,Please never take 5 years fixed rate , because you will pay more interest in the first 1-3 years that your money is totally waste.you can use mortgage calculator to know how much interest you can save in the 1st year, if you have $500K mortgage that take rates between 2.2% and 2.45%.I tell you the result is $1236.
评论
一旦你拥有房产, 你就拥有了家园,土地,财富和主权.[SIGPIC][/SIGPIC] 赏 2016-11-12#4
27 $0.00 but dragoon, TD's variable rate is at 2.35% now.. so it's probably '2a good idea to renew at 2yr fixed .. at least for now =)评论
2 yrs fixed 2.09
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