在加拿大
银行吃人不吐骨头的黑心狼,呵呵 www.cbc.ca/news/busine...qMW1_EHnac Big banks slammed for charging customers interest on interest for deferred mortgage payments Social Sharing
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其实收利息就没有延期付款的意义了
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抵押贷款的还款可以延期6个月,但这些还款的利息将被加回未偿余额,导致客户在延期支付利息的基础上再支付利息,从而增加了借贷的总成本。 Mortgage payments can be deferred for up to six months — but the interest on those payments will be added back to the outstanding balance, resulting in customers paying interest on top of deferred interest and increasing the total cost of borrowing.
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本来就应该这样算呀!
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银行又不是慈善机构,要跟着ZF发钱
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抵押贷款的还款可以延期6个月,但这些还款的利息将被加回未偿余额,导致客户在延期支付利息的基础上再支付利息,从而增加了借贷的总成本。 Mortgage payments can be deferred for up to six months — but the interest on those payments will be added back to the outstanding balance, resulting in customers paying interest on top of deferred interest and increasing the total cost of borrowing. 没什么问题啊。政府又没说不许银行收房贷的利息了。银行也没收额外的手续费之类的。
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延期付等于把那些钱连本带利加回本金里面,不划算
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天经地义呀。
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如果要求银行不赚钱,是不是也应该要求所有公司不赚钱,要求所有房东免租金,要求所有人上班做义工?
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这有啥不对的!?
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