在加拿大
我两年前在A银行开了个TFSA账户，存了100，现在把它给忘了，前两天又在B银行开了一个TFSA账户，他们说现在最多可以存到20000，我就存了，请问我那个A银行的TFSA怎么处置呢？会被罚款吗？
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回复: 请教有关TFSA问题会罚款吧，问问银行怎么办
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回复: 请教有关TFSA问题看看CRA给你的通知上你TFSA的上限是多少，如果超过了供款是要罚款的，只是超过供款上限的那一部分罚款而已，如果limit是20000, 你给了20100, 那么就在100那里罚款， 如果是10％的话，就要罚10刀。
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回复: 请教有关TFSA问题The fact is you over contributed 100. CRA will eventually find out and will send you a letter for penalty. How they calculate the penalty is very complicated. The good news is CRA admits that the TFSA is a new concept to most of the Canadians and therefore caused a lot confusion. They have been waiving the penalties. All you need is to write them a letter say I made an honest mistake. I forgot and over contributed 100, please waive the penalty and CRA will waive it for you. Don't forget to sign the letter. I have done several for our clients. So dont worry. At work, cannot type chinese.
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春有百花秋有月，夏有凉风冬有雪。若无闲事在心头，便是人间好时节。回复: 请教有关TFSA问题这个问题我也经历过，当时税务局告诉我有2万的limit，结果我就存了两万。但是后来发现其实只有1万的limit，所以超了1万。如果你的钱还没有做投资，最好的方法是找银行让他们把你的金额改一下，比如说改少100。我当时就是找银行直接该少1万。如果已经做了投资，但是自己感觉受益没有超过8%那就取出100。如果超过了8%。那就放在里面也无所谓，反正赚的比罚款多。
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回复: 请教有关TFSA问题The fact is you over contributed 100. CRA will eventually find out and will send you a letter for penalty. How they calculate the penalty is very complicated. The good news is CRA admits that the TFSA is a new concept to most of the Canadians and therefore caused a lot confusion. They have been waiving the penalties. All you need is to write them a letter say I made an honest mistake. I forgot and over contributed 100, please waive the penalty and CRA will waive it for you. Don't forget to sign the letter. I have done several for our clients. So dont worry. At work, cannot type chinese.
点击展开...其实仔细算下来，只有2010年9月到2010年12月之间超了100,这么久了也没收到CRA的信，请问会是什么情况？我还需要写信给他们吗？
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