在加拿大
AMERICAN EXPRESS卡的疑问请问:到底可以返多少点?知道头二千是0.5%,然后三千是1%,再后来是1.5%可是还有一个bonus rebate:是什么carring balance可以另返0.5%这个是什么意思?是说到了还钱的日子不还,然后返给 balance的0.5%吗?可是过期不还利息可是很高滴,远远大于这个0.5%...这个bonus rebate倒底是怎么回事呀?
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http://www.canadameet.com/bbs/showthread.php?t=66142加国物价(数字说话)及登陆需要准备的物品 http://www.canadameet.com/bbs/showthread.php?t=59134回复: AMECRIAN EXPRESS卡的疑问自己顶一下,有这个卡的筒子们说说吧,谢了
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http://www.canadameet.com/bbs/showthread.php?t=66142加国物价(数字说话)及登陆需要准备的物品 http://www.canadameet.com/bbs/showthread.php?t=59134回复: AMECRIAN EXPRESS卡的疑问没卡的筒子只能顶一下~
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[FONT=宋体]Go, China![/FONT]回复: AMECRIAN EXPRESS卡的疑问不懂，帮顶
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回复: AMECRIAN EXPRESS卡的疑问没卡的筒子只能顶一下~点击展开...
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http://www.canadameet.com/bbs/showthread.php?t=66142加国物价(数字说话)及登陆需要准备的物品 http://www.canadameet.com/bbs/showthread.php?t=59134点击展开...
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[FONT=宋体]Go, China![/FONT]回复: AMECRIAN EXPRESS卡的疑问costco? ...I use cash...
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回复: AMECRIAN EXPRESS卡的疑问costco? ...I use cash...点击展开...我以前也是现在想着换个卡用着方便
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http://www.canadameet.com/bbs/showthread.php?t=66142加国物价(数字说话)及登陆需要准备的物品 http://www.canadameet.com/bbs/showthread.php?t=59134回复: AMECRIAN EXPRESS卡的疑问难道没有人知道吗?
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http://www.canadameet.com/bbs/showthread.php?t=66142加国物价(数字说话)及登陆需要准备的物品 http://www.canadameet.com/bbs/showthread.php?t=59134回复: AMECRIAN EXPRESS卡的疑问AMERICAN EXPRESS 有好多种卡，具体是哪一种？
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存在问题：好吃饭、好泡妞、好抽烟、好喝酒。 分析原因：饭好吃、妞好泡、烟好抽、酒好喝。 总结经验：吃饭好、泡妞好、抽烟好、喝酒好。 整改措施：饭吃好、妞泡好、烟抽好、酒喝好。 努力方向：吃好饭、泡好妞、抽好烟、喝好酒。AMERICAN EXPRESS 有好多种卡，具体是哪一种？点击展开...就是在costco办的那一种.
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http://www.canadameet.com/bbs/showthread.php?t=66142加国物价(数字说话)及登陆需要准备的物品 http://www.canadameet.com/bbs/showthread.php?t=59134就是在costco办的那一种.点击展开...想当年偶的AM没有返点啊！
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存在问题：好吃饭、好泡妞、好抽烟、好喝酒。 分析原因：饭好吃、妞好泡、烟好抽、酒好喝。 总结经验：吃饭好、泡妞好、抽烟好、喝酒好。 整改措施：饭吃好、妞泡好、烟抽好、酒喝好。 努力方向：吃好饭、泡好妞、抽好烟、喝好酒。回复: AMECRIAN EXPRESS卡的疑问You are right about carrying balance...found an article for that...ztIf you want to really experience what debt feels like, carry a balance on your credit card for a few months in a row. You will be well on your way to being poor. Lets look at how it happens, how to get rid of this crippling type of debt and how to avoid it in the future.One of the big issues credit cards cause is spending beyond your means, which leads to carrying a balance forward. Briefly it goes like this, you buy something you expect to have the money for in a few weeks. For whatever reason, that money does not show up. Unfortunately the bill always does. You make the minimum payment and now the HUGE interest rates kick in and the next bill is a lot higher. This cycle can continue in many households for years. We keep buying and never get out of the debt cycle.Depending on your specific credit card the rules may change. Starting from a zero balance (nice dream for some of us), we buy something and get a ‘grace period’. A few weeks where there is no interest charged on that purchase. It is really a no interest loan. Isn’t that nice of them. Don’t fool yourself they know exactly what they are doing.If you violate that grace period, or do not pay when you are supposed to They start charging you interest from the day of the purchase. No grace period at all, as long as you carry a balance forward from month to month. Or said another way, if you do not pay all the money you owe the card company each month they continue to charge a very high rate of interest. This interest is compounding, that means you will be paying interest on interest. That is a nasty place to be.What can you do? My normal line is cut up your cards and only use cash. If that is just not going to do it for you, look into debt consolidation. This is where you put all of your debts in one basket with a lower interest rate charge. You save some money on interest and use that to pay off the debt quicker. If you want to retire someday you must have zero credit card debt from month to month.The simple way to not have being part of the debt cycle again is to implement a reward-punishment system. If you get a zero balance on your credit card, put $20-50 in an account that you can spend on anything you want. If you carry a balance forward, have your cable TV disconnected for 2 months, or something equally horrible to you. Talk is cheap, make it real and you will make it happen. Ever measure you take to lower your credit card debt puts you will be one big step closer to being wealthy. Be smart to be wealthy.
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回复: AMECRIAN EXPRESS卡的疑问carrying balance~
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[FONT=宋体]Go, China![/FONT]You are right about carrying balance...found an article for that...zt If you want to really experience what debt feels like, carry a balance on your credit card for a few months in a row. You will be well on your way to being poor. Lets look at how it happens, how to get rid of this crippling type of debt and how to avoid it in the future. One of the big issues credit cards cause is spending beyond your means, which leads to carrying a balance forward. Briefly it goes like this, you buy something you expect to have the money for in a few weeks. For whatever reason, that money does not show up. Unfortunately the bill always does. You make the minimum payment and now the HUGE interest rates kick in and the next bill is a lot higher. This cycle can continue in many households for years. We keep buying and never get out of the debt cycle. Depending on your specific credit card the rules may change. Starting from a zero balance (nice dream for some of us), we buy something and get a ‘grace period’. A few weeks where there is no interest charged on that purchase. It is really a no interest loan. Isn’t that nice of them. Don’t fool yourself they know exactly what they are doing. If you violate that grace period, or do not pay when you are supposed to They start charging you interest from the day of the purchase. No grace period at all, as long as you carry a balance forward from month to month. Or said another way, if you do not pay all the money you owe the card company each month they continue to charge a very high rate of interest. This interest is compounding, that means you will be paying interest on interest. That is a nasty place to be. What can you do? My normal line is cut up your cards and only use cash. If that is just not going to do it for you, look into debt consolidation. This is where you put all of your debts in one basket with a lower interest rate charge. You save some money on interest and use that to pay off the debt quicker. If you want to retire someday you must have zero credit card debt from month to month. The simple way to not have being part of the debt cycle again is to implement a reward-punishment system. If you get a zero balance on your credit card, put $20-50 in an account that you can spend on anything you want. If you carry a balance forward, have your cable TV disconnected for 2 months, or something equally horrible to you. Talk is cheap, make it real and you will make it happen. Ever measure you take to lower your credit card debt puts you will be one big step closer to being wealthy. Be smart to be wealthy.点击展开...多谢,明白了,看来这个返点可不是那么好拿的...
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http://www.canadameet.com/bbs/showthread.php?t=66142加国物价(数字说话)及登陆需要准备的物品 http://www.canadameet.com/bbs/showthread.php?t=59134请问:到底可以返多少点?知道头二千是0.5%,然后三千是1%,再后来是1.5%可是还有一个bonus rebate:是什么carring balance可以另返0.5%这个是什么意思?是说到了还钱的日子不还,然后返给 balance的0.5%吗?可是过期不还利息可是很高滴,远远大于这个0.5%...这个bonus rebate倒底是怎么回事呀?点击展开...关注
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