加拿大外贸
各位看官,我可能是遇到诈骗犯了客户的手机联系不上,发邮件也不回
情况是这样的:
二月份左右,老客户介绍了一位孟加拉客人叫Alam
做了PI和PL,都是一些电脑配件,他说不用做检,自己可以在目的港清关
*****
3月份,收到他发给我的LC 正本Copy,但我们银行并没有收到这张LC资料
连续一个月,客户好像很关注,一直不断地打电话问我银行是否有收到相关信息.
4月20号左右
终于,我司银行收到了客户开的信用证
一份USD:9600,另一份USD17900
总觉得他开的信用证跟以前做的大有不同,咨询了银行也没问出什么名堂
虽说是不可撤消的,
我个人几个疑点:
1,信用证显示有两个信用证号码,并要求显示在所有文件上(客户解释一个是我们公司银行的信用证号,另一个是目的港银行开的信用证号),
2,信用证没有说明如有不符点由哪方承担(客户很斩钉截铁地说由他们承担,并说他们这家银行是公立银行,很麻烦,不想再修改信用证)
3,PI并没有按我们当时做的,是他自己重新做的PI,品名仍是电及配件,没有盖章,而且银行的Swif Coad No.也写错了.
*****
客户确认我们银行收到信用证后,
他自己去了广州,说是购买了一批摩托车配件要发到我们仓库
问题来了
价值6万8千的货,客户自己预付了2万订金,
要求我们把余款4万8千转到供货商账户
我们要求货到后再给余款,但被拒绝
几经交涉,货到了仓库,余款转给了广州的供应商.
同样的方式,第二次又要求汇1万多,结果也汇了.
*****
摩托车配件是到了仓库(拆了几箱确实是)
预计定好5月17号做柜的,
但他说还有一些电脑配件没到
后来又推到5月19号
19号那天,他电话就开始关机
联系老客户(回国了)说帮我们留意.
*** ***
直到现在还蒙喳喳的,怀疑他是不是出事了?....唉,犯了一次严重的错误~!!!....
下面这个是其中一份信用证,没见过这家开证行,网上也没查到,各位帮我看看,能否从中挽回点损失..
DEAR SIRS,
IN ACCORDANCE WITH THE VERSION OF THE UCP RULES (ISSUED BY THE
ICC) AS SPECIFIED IN THE CREDIT, WE ADVISE HAVING RECEIVED THE
CAPTIONED DOCUMENTARY CREDIT IN YOUR FAVOUR.
FROM INTERNATIONAL FINANCE INV/COM BANK
(SWIFT ADDRESS : IFICBDDH029)
27 SEQ OF TOTAL: 1/1
40A FORM OF DC: IRREVOCABLE
20 DC NO: XXXXXXX
31C DATE OF ISSUE: 03MAY11
40E APPLICABLE RULES:
UCP LATEST VERSION
31D EXPIRY DATE AND PLACE: 30JUN11 CHINA
APPLICANT &BENEFICIARY:
32B DC AMT: USD9660.00
39A PCT CR AMT TOLERANCE: 00/00
41D AVAILABLE WITH/BY: ANY BANK IN HONG KONG
BY PAYMENT
43P PARTIAL SHIPMENTS: ALLOWED
43T TRANSHIPMENT: ALLOWED
44A TAKE CHARGE/RECEIPT/DISP FM:
ANY PORT OF CHINA
44B FINAL DEST/DELIVERY/TRNSP TO:
CHITTAGONG,BAN GLADESH
44C LATEST DATE OF SHIPMENT: 15JUN11
45A GOODS:
COMPUTER CASE,POWER SUPPLY AND CABLE
THE TOTAL PRICE OF USD9,660.00 AS PER DETAILS AND SPECIFICATION
OF BENEFICIARY'S PROFORMA INVOICEX**
46A DOCUMENTS REQUIRED:
1)PAYMENT UNDER THIS CREDIT IS AVAILABLE TO THE BENEFICIARY BY
THEIR DRAFTS DRAWN ON US PROPORTIONATLY FOR EXACT QUANTITY OF
GOODS SHIPPED QUOTING L/C NO.****** AT SIGHT FOR
NEGOTIATION IN CHINA.
2)SIGNED INVOICE IN OCTUPLICATE CERTIFYING MERCHANDISE TO BE OF
CHINA ORIGIN. L/C AUTHORISATION FORM NO.***
AND H.S.CODE NO.8473.30.00
IRC NO.*** MUST APPEAR ON THE INVOICES.
3)FULL SET CLEAN SHIPPED ON BOARD OCEAN BILL OF LADING DRAWN OR
ENDORSED TO THE ORDER OF INTERNATIONAL FINANCE INVESTMENT AND
COMMERCE BANK LIMITED,NAWABPUR ROAD BRANCH,63,NAWABPUR ROAD
DHAKA,BANGLADESH SHOWING FREIGHT PREPAID NOTIFY APPLICANT
AND US.
4)CERTIFICATE OF ORIGIN ISSUED BY CONCERNED GOVERNMENT AGENCY/
GOVERNMENT APPROVED AUTHORITY/INSTITUTION OF THE EXPORTING
COUNTRY REQUIRED AND THE CERTIFICATE MUST ACCOMPANY THE
SHIPPING DOCUMENTS FOR NEGOTIATION.
5)COUNTRY OF ORIGIN MUST BE MENTIONED ON EACH COMMODITY/PACKET/
CARTON/BAG/CONTAINER/REEL AND A CERTIFICATE TO THIS EFFECT FROM
THE BENEFICIARY MUST ACCOMPANY THE SHIPPING DOCUMENTS FOR
NEGOTIATION.
6)SIGNED PACKING LIST REQUIRED IN DUPLICATE.
7)SIGNED WEIGHT AND MEASUREMENT LIST REQUIRED IN DUPLICATE.
8)INSURANCE COVERED LOCALLY.PARTICULARS OF SHIPMENT TO BE ADVISED
US FAX NO.7125268 AND TO ISLAMI COMMERCIAL INSURANCE CO.LTD.,
DILKUSHA BRANCH LAL BHABAN 18,RAJUK AVENUE 9TH FLOOR DHAKA 1000,
BANGLADESH FAX NO.8802-7113791
TO US AND TO THE APPLICANT QUOTING COVER NOTE
NO.*****DTD 17.04.2011
WITHIN 5(FIVE)DAYS AFTER SHIPMENT.A COPY OF SUCH
ADVICE SHOULD ACCOMPANY THE DOCUMENTS.
9)L/C NO. MUST BE QUOTED ON ALL SHIPPING DOCUMENTS.
10)PACKING SHOULD BE STANDARD EXPORT PACKING
MUST BE MENTIONED IN THE PACKING LIST.
11)BENEFICIARY MUST CERTIFY ON INVOICE THAT QUANTITY,QUALITY,
RATE,PACKING,MARKING AND ALL OTHER DETAILS OF GOODS ARE IN
ACCORDANCE WITH ABOVE PROFORMA INVOICE.
12)DOCUMENTS UNDER THE L/C MUST NOT BE DATED PRIOR TO L/C ISSUE
DATE.
13)BENEFICIARY MUST CERTIFY THAT SHIPMENT HAS NOT BEEN EFFECTED
BY ANY ISRAELI FLAG VESSELS OR PORT AND A CERTIFICATE TO
THIS EFFECT MUST ACCOMPANY THE SHIPPING DOCUMENTS.
14)THROUGH SHORT FORM AND 3RD PARTY BILL OF LADING NOT ACCEPTABLE
15)DECK SHIPMENT PROHIBITED.
16)BENEFICIARY MUST CERTIFY ON INVOICE THAT THEY HAVE NO AGENT
IN BANGLADESH AND THE PRICE IS NET AND DOES NOT INCLUDE ANY
COMMISSION/DISCOUNT/FINANCIAL BENEFIT FOR ANY INDENTOR OR
AGENT IN BANGLADESH.
17)IMPORTER'S NAME,ADDRESS AND TI NUMBER- **** AND
VAT REGN NUMBER ***** MUST BE PRINTED OR WRITTEN IN
UNREMOVEABLE INK ON AT LEAST TWO PERCENT OF BIGGEST PACKAGE/
CARTON/COVER/OTHER PACKAGES AND A CERTIFICATE TO THIS
EFFECT MUST ACCOMPANY THE DOCUMENTS.
18)CREDIT REPORT OF THE BENEFICIARY ISSUED BY NEGOTIATING BANK
MUST ACCOMPANY WITH THE ORIGINAL DOCUMENTS.AND A COPY OF THE SAME
MUST BE TRANSMITTED BY SIWT/FAX TO US BEFORE NEGOTIATION
+WE HEREBY ENGAGE WITH THE DRAWERS AND/OR BONAFIDE HOLDERS OF
DRAFT DRAWN AND NEGOTIATED INCONFORMITY WITH TERMS OF THE CREDIT
WILL BE DULY HONOURED ON PRESENTATION.
19) SHIPPING MARKS: ****
47A ADDITIONAL CONDITIONS:
OUR DOCUMENTARY CREDIT NUMBER ****AND AD REFERENCE
NUMBER ***** MUST BE QOUTED IN ALL DOCUMENTS.
71B DETAILS OF CHARGES: ALL FOREIGN BANK CHARGES ARE FOR
THE ACCOUNT OF THE BENEFICIARY
48 PERIOD FOR PRESENTATION: DOCUMENTS MUST BE PRESENTED WITHIN
15 DAYS FROM SHIPPING DOCUMENT DATE
AND WITHIN THE VALIDITY OF THE L/C
49 CONFIRMATION INSTRUCTIONS: WITHOUT
78 INFO TO PRESENTING BK:
UPON RECEIPT OF CREDIT COMPLIANCE DOCUMENTS AND AFTER SUBMISSION
OF BILL OF ENTRY WE SHALL REMIT PROCEEDS AS PER YOUR INSTRUTION.
+THE CREDIT IS ISSUED SUBJECT TO UNIFORM CUSTOMS AND PRACTICE FOR
THE DOCUMENTARY CREDIT(2007 REVISIONS)INTERNATIONAL CHAMBER OF
COMMERCE PUBLICATION NO.600
HERE ENDS THE FOREGOING CABLE.
THIS ADVICE CONSTITUTES A DOCUMENTARY CREDIT ISSUED BY THE ABOVE
BANK AND SHOULD BE PRESENTED WITH THE DOCUMENTS/DRAFTS FOR
NEGOTIATION/PAYMENT/ACCEPTANCE, AS APPLICABLE.
[ 本帖最后由 aiko053 于 2011-5-21 13:24 编辑 ]
评论
做信用证要很小心很细心才行 而且要充分了解客户的信誉情况 开证行最好调查一下 总之 细心细心再细心吧
评论
是啊.
明知道会有什么问题
但还是出错了
汇款那会儿,客户和广州的供应商催得很急
估计是串通好的
仔细想想
漏洞百出啊~!!!
现在不知道开证行是不是也有问题的
那些钱还在我们银行
问题是有什么办法可以取出来?
评论
我有点奇怪， 对你们来说， 这个LC是有风险的， 而在操作中， 也是不够严谨，
1. 无论LC是多少金额， 对你来说， 你没有收到全额的货款， 为什么要支付给他国内的供应商， 你们自己风险意识太薄弱
2. 还有， 到孟加拉的所有货物都需要BV在发货前进行检验， 发票和装箱单要签证的， 但是你的LC根本没有提到， 我觉得有点问题
评论
此外， 客户要求HS编码 也是个头痛的事情， 84733000， 我国现在根本不使用这个HS编码， 你到时候不一定可以签出这样的产地证
评论
怕有陷阱可以尽力要求另外一家银行保兑
评论
这个信用证是有问题 在信用证中连产品的型号、贸易术语、争议解决的办法 这么关键的东西都没有标明
楼主要注意咯
评论
外贸真悲催的说~~~~ :L
评论
我就看看，楼主是货代吧，现在看来外贸和货代真的马上合体了。。。
评论
你好，楼主。
很是同情你。
LC一收到，第一步坚持先看开证行等银行资信。第二步看条款是否满足，有不同意的地方坚决要改，否则后期收汇问题太大了。
评论
很简单的办法就可以查证开证行情况：通过通知行了解开证行的信誉或开证行在本国银行排名的情况
顺便说一句：凡是带FINANCE的多数并不是真正的银行，只是可开LC的融资机构而已
评论
你们还是没有经验，很多时候要非常小心，宁愿不做这单，也不要被利益所迷惑，像我们做信用证，我们只接受一些知名银行的信用证，像我们孟加拉的客户，也要求做信用证，我们要求做信用证可以，但必须是HSBC担保，或者是渣打银行担保，这样他们就没有办法欺骗了，因为一些小银行信誉不怎么样，而且你也不知道是否真的有这么个银行，只有通过担保，才能相信。
评论
谢谢各位热心的朋友们~~内牛满面呐:')
通过这次惨痛的杯具
希望有做LC的朋友也引以为鉴吧~!!!
评论
电话还是一直是关机的
今天收到银行取消信用证的通知
接受与不接受都是要收费
算了,不理它了
评论
他自己去了广州,说是购买了一批摩托车配件要发到我们仓库
问题来了
价值6万8千的货,客户自己预付了2万订金,
要求我们把余款4万8千转到供货商账户
我们要求货到后再给余款,但被拒绝
几经交涉,货到了仓库,余款转给了广州的供应商.
同样的方式,第二次又要求汇1万多,结果也汇了.
*****
楼主有点多管闲事了，自己的货款未收齐，先垫付其他费用，你也太积极了吧！:L
加拿大电商我在kompass 上注册了会员，但就是找不到可以发布信息的地方，怎么发布产品信息，请各位前辈多多指教一下。 谢谢各位拉 评论 会员服务区 联络信息 评论 您好! 我是康帕斯公司信息部 加拿大电商求助平台，不锈钢或者有色金属之类的，哪个平台做的好？ 评论 阿里巴巴应该是可以的 评论 楼主的产品有主打市场吗？ 评论 是不锈钢的零部件吗？ 评论 楼主说的不锈钢是具体哪类产
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