加拿大外贸
/REC/CABLE CHARGES USD138.00//REIMBURSEMENT FEE USD64.45
//DISCREPANCY FEE USD70.51
//COM IN LIEU A/C BENF USD182.84
大家下午好，这个是银行扣款信息，特别是最后一条，客人说这个是香港港币购美金的汇差，说信用证上有的，但我不太明白，麻烦帮我看看下面几条，哪一条是这个意思啊。
+A HKD200 OR EQUIVALENT WILL BE DEDUCTED FROM THE PROCEEDS FOR EACH PRESENTATION OF DOCUMENTS UNDER THIS DOCUMENTARY CREDIT WHICH ARE OF VALUE LESS THAN USD10,000.00 OR EQUIVALENT. NOTWITHSTANDING ANY INSTRUCTIONS TO THE CONTRARY,THESE CHARGES ARE FOR THE ACCOUNT OF BENEFICIARY
+A HKD550.00 OR EQUIVALENT PLUS ALL RELATIVE CABLE CHARGES WILL BE DEDUCTED FROM THE REIMBURSEMENT CLAIM FOR EACH PRESENTATION OF DISCREPANT DOCUMENTS UNDER THIS DOCUMENTARY CREDIT. NOTWITHSTANDING ANY INSTRUCTIONS TO THE CONTRARY,THESE CHARGES SHALL BE FOR ACCOUNT OF BENEFICIARY.
+IF DC IS OVERDRAWN AND SUCH A DISCREPANCY IS ACCEPTED BY APPLICANT AND DC ISSUING BANK,DC OVERDRAWN COMMISSION AT 1/4 PCT (MIN . HKD500.00 OR EQUIVALENT) ARE FOR ACCOUNT OF BENEFICIARY AND WILL BE DEDUCTED FROM THE PROCEEDS AT TIME OF REIMBURSEMENT
+IN CASE OF DC EXPIRED AND THE PRESENTATION DATE OF DOCUEMNTS AT OUR COUNTER BEYOND 6MONTHS AFTER THE ISSUING DATE OF DC, AND IF SUCH DISCREPANCY IS ACCEPTED BY APPLICANT AND DC ISSUING BANK, THEN A DC EXPIRED COMMISSION AT 1/4 PERCENT ON BILL AMOUNT( MIN. HKD500.00 OR EQUIVALENT) IS FOR ACCOUNT OF BENEFICIARY AND WILL BE DEDUCTED FROM THE PROCEEDS AT TIME OF REIMBURSEMENT.
+AS INSTRUCTED BY DC APPLICANT,OUR COMMISSION IN LIEU OF EXCHANGE ARE FOR ACCOUNT BENEFICIARY. WE SHALL DEDUCT COMMISSION IN LIEU OF EXCHANGE AT 1/4 PCT ( MINIMUM HKD350.00 OR EQUIVALENT) FROM PROCEEDS AT THE TIME OF EACH PAYMENT. ALL RELATIVE REIMBURSING CHARGES AT THE TIME OF EACH PAYMENT. ALL RELATIVE REIMBURSING CHARGES INCURRED WILL BE DEDUCTED FROM THE PROCEEDS
不好意思可能太多了，但我真的没法看懂，水平有限，特来这儿求教，谢谢大家帮忙。
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是不是写的太多了，怎么没有人帮我看看呢
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AS INSTRUCTED BY DC APPLICANT,OUR COMMISSION IN LIEU OF EXCHANGE ARE FOR ACCOUNT BENEFICIARY. WE SHALL DEDUCT COMMISSION IN LIEU OF EXCHANGE AT 1/4 PCT ( MINIMUM HKD350.00 OR EQUIVALENT) FROM PROCEEDS AT THE TIME OF EACH PAYMENT. ALL RELATIVE REIMBURSING CHARGES AT THE TIME OF EACH PAYMENT. ALL RELATIVE REIMBURSING CHARGES INCURRED WILL BE DEDUCTED FROM THE PROCEEDS
这一句应该就是扣款的条款
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CILE = COMMISSION IN LIEU OF EXCHANGE，无兑换手续费
网上很多解释的，我自己的话就是，你收美金，客人付美金，不需要银行插手换来换去。这样一来，银行不干了，老子可不是慈善机构，那么多人要吃饭，要盈利，当然要拟个名来收钱，无兑换手续费。。。。。吃你没商量。
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+AS INSTRUCTED BY DC APPLICANT,OUR COMMISSION IN LIEU OF EXCHANGE ARE FOR ACCOUNT BENEFICIARY. WE SHALL DEDUCT COMMISSION IN LIEU OF EXCHANGE AT 1/4 PCT ( MINIMUM HKD350.00 OR EQUIVALENT) FROM PROCEEDS AT THE TIME OF EACH PAYMENT. ALL RELATIVE REIMBURSING CHARGES AT THE TIME OF EACH PAYMENT. ALL RELATIVE REIMBURSING CHARGES INCURRED WILL BE DEDUCTED FROM THE PROCEEDS
根据申请人的指示我们（银行）的换汇佣金将从（信用证）受益人帐户中扣除。我们从每次的支付额中扣出换汇佣金1/4PTC（最少350港元或相当。所有相关的偿还的费用一次性从收益中（收益人账）扣除。
扣的是换汇佣金
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其实正好相反，COMMISSION IN LIEU OF EXCHANGE不是换汇佣金，而是无兑换佣金。
FYI.
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哈哈。解释的好！
加拿大电商刚从事这行半年，对电子行业不了解，自己整理了些，算是学习，供大家分享，也请大家补充。我毕竟是个文科生，对这方面知识严重欠缺。 DVD:英文全名是Digital Video Disk, 即数字视频光 加拿大电商昨天我把提单复件发给了客户，今天收到了他回信，如下： Dear Nicholas, please send all shipping documents. We will check B/L copy and we will reply ASAP. Thank you Best Regards .........................................
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