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此信用证设计好几个银行,确实有点糊涂了,我的个人理解如下,请各位指点:信用证ISSUING BANK: BANLDZALXXX REIMBURSING BANK: CITIUS33 SEND BANK: UBAFHKHXXXX 是SEND BANK 香港银行通知了我们中行
47A : PAYMENT OF DOCUMENTS ON CONDITION OR AGAINST GUARANTEE IS NOT ALLOWED.ARTICLE 37C OF UCP600,REVISED ON 2007,IS NOT APPLICABLE EVEN IF THE PRESENT L/C IS NOT USED. THIS CLAUSE IS AN INTEGRAL PART OF THIS L/C. ALL DOCUMENTS MENTIONED IN FIELD 46A SHOULD BE IMPERATIVELY SENT TO US BY YOUR BANK. THE PRESENT L/C IS NOT FREELY NEGOTIABLE.
这个地方说单据由我们银行发给开证行么? 信用证ISSUING BANK: BANLDZALXXX REIMBURSING BANK: CITIUS33 SEND BANK: UBAFHKHXXXX 通知了我们中行,从上面的条款看我们是交单直接给中行么,还是直接给UBAFHKHXHONGKONG, 还是给72条中的BANQUE ?
47B : PLEASE DO NOT RLEASE L/C AMENDMENT TO BENEFICIARY UNLESS OUR CHARGES(UBAF HONG KONG LTD)HAVE BEEN COLLECTED FROM BENEFICIARY, IF YOU FAIL TO FOLLOW OUR INSTRUCTIONS, YOU ARE FULLY LIABLE TO THE PAYMENT OF OUR CHARGES. PLEASE PAY ATTENTION THAT ARTICLE 37 C IS NOT APPLICABLE IN THIS L/C. (FAILING TO RECEIVE THE SAID FUNDS TWO WEEKS FROM THE DATE OF THIS ADVICE,AUTOMATIC TRACERS WILL BE SENT TO THE CORCERNED PARTY AT A COST OF USD20.-EACH)
pursuant to field 41A(UBAFHKHX BY PAYMENT),presentation must be routed through nominated bank,UBAF presenting bank is fully responsible for the consequences of delay in payment/acceptance/negotiation AS WELL AS EXTRA COST INCURRED SHOULD DOCUMENTS NOT BE ROUTED THROUGH CAPTIONED NOMINATED BANK. HENCE, PLEASE FORWARE ALL DOCUMENTS IN ONE LOT BY DHL TO ADDRESS AS BELOW FOR ONWARD FORWARDING BY UBAF(H.K)LTD TO ISSUING BANK
这条是让我们把单据提交给香港银行,是我们提交给中行,然后由中国银行交给香港银行,香港银行再转交给开证行?
78: BY DEBITING OUR ACCOUNT WITH CITI BANK NEW YORK AGAINST PRESENTATION OF DOCUMENTS IN COMPLIANCE WITH THE TERMS OF THE L/C,WITHIN (10) BANKING DAYS FROM THE NEXT BANKING DAY OF YOUR SWIFT CLAIM OF FUNDS (MT754)SENT TO OUR DIRECTION OF DOCUMENTARY OPERATIONS(DOD),SWIFT CODE:BNALDZAL.
这个地方是说花旗银行是我们的偿付行,那么请问香港银行充当什么?是通知行么? 但是41A中(UBAFHKHX BY PAYMENT),是香港银行付款给我们,所以就算偿付行先付给香港银行,然后香港银行再付给我们,我的理解对么?
72::DOCUMENTS TO BE SENT BY DHL UNDER 02 CONSECUTIVE COVERS TO: BANQUE NATIONALE D’ALGERIE
这个地方是由香港银行转单据给开证行 ?
还是我不用理会银行间的,但是想搞明白到底是怎么回事。 香港银行刚通知我们时,还收了一些费用,才给我们信用证正本,但是付款的时候香港银行的SWIFT CODE 是花旗银行的,这里也不是很理解
[ 本帖最后由 xinqiaoshan 于 2013-7-13 14:35 编辑 ]
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还是那句话,把不懂得贴出来
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楼主只需要把单据直接交到中行即可,接下去的寄单和收汇都不用你操心了,这是银行间的事情了。
中行收到单据后应该是寄到UBAF的,当然如果信用证中没有明确规定一定要寄到UBAF的话,那直接寄到阿尔及利亚也是可以接受的。阿尔及利亚的银行付款都喜欢拖,但是这个LC是有偿付行的,如果你可以做到单证相符的话,那么寄单当天你就可以要求中行给你去CITIUS33索汇,偿付行是见索即付的。但是前提是必须没有不符点。
以上如有不对,还请各位指正。
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谢谢您的解释,我也觉得是这样,但是不太确定,很少操作过信用证,其中各个条款具体含义不是很清楚,只是大体明白,害怕有某些潜在的危险条款 谢谢
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