加拿大华人论坛 加拿大百科请教：Canadian Tire的存款利率4.3%，有谁开过这种账户?

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Canadian Tire High Interest Savings account的存款利率是4.3%，比其他银行的都高，有谁开过这种账户? 关键是有什么不知道的限制、风险和缺点。谢谢!

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回复: 请教：Canadian Tire的存款利率4.3%，有谁开过这种账户?没听说Canadian Tire也有银行啊？从哪儿看来的？Never mind。我找到了，注意它的fine print，实际现在的rate是3.05%，4.3%只是开户后90天内的：Attract more money to your money with the Money Magnet - the Canadian Tire High Interest Savings account.Earn a powerful 4.30%（1） interest rate for 90 days, on balances up to $100,000. Plus, for a limited time, pull in a bonus $20 deposit2 when you open your first account.（1） Your Canadian Tire High Interest Savings account will earn a bonus interest rate of 1.25% per annum above the regular posted rate for this Account. The bonus rate applies only: (i) to a customer's first Account (including Joint Accounts), and (ii) once the Account is opened, to balances up to and including $100,000 for 90 days starting on the day of the first deposit into the Account. If the Account is closed before the end of a calendar month or before the 90th day of the offer period, you will forfeit the bonus rate interest that accrued from the beginning of the particular month in which the Account was closed. On all credit balances after those 90 days, and on any credit balances over $100,000 during those 90 days, only the regular variable rate of interest (currently 3.05%) then in effect for this type of account will apply. This offer ends on December 31, 2008, and may be changed, extended or withdrawn without notice. Rates quoted as of October 2, 2008 and subject to change without notice. Interest is paid monthly and is calculated daily based on the daily closing balance.

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回复: 请教：Canadian Tire的存款利率4.3%，有谁开过这种账户?QUEBEC还没这个offerIn order to open an account, you must be a resident of Canada and be at least 12 years of age. Unfortunately, we can’t accept applications from residents of Quebec at this time.

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回复: 请教：Canadian Tire的存款利率4.3%，有谁开过这种账户?垃圾

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回复: 请教：Canadian Tire的存款利率4.3%，有谁开过这种账户?I have it. so far so good.You need a cheque account to link it to though.For instance. your have BMO cheque and saving account, BMO's saving account provides 1% interest. You can transfer your money from BMO's cheque account to CA Tire's saving, to earn higher interest.But be careful, it is online banking, ONLY good for saving purpose. http://www.redflagdeals.com/deals/m...ces_get_a_20_deposit_when_opening_new_high_inHSBC Direct is also good choice. having higer interest, and a lot of ATMs ( HSBC Direct lets you use BMO's ATM)

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回复: 请教：Canadian Tire的存款利率4.3%，有谁开过这种账户?谢谢，Canadian Tire的确实不是最好的选择，加SW了

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