加拿大进出口外贸新手接触信用证，请大神帮忙看下有没有问题，谢谢~

加拿大外贸

+KINDLY SUBMIT EXTRA FRONT AND BACK PHOTOCOPIES OF THE DOCUMENTS
FOR OUR RECORDS, FAILING WHICH, EUR 25,00 OR EQUIVALENT WILL BE
DEDUCTED FROM PROCEEDS
+DRAFTS: PRESENTATION OF DRAFTS STRICTLY FORBIDDEN. IN CASE OF
PRESENTATION, DRAFTS WILL BE RETURNED AT YOUR EXPENSES AND EURO
50,00 OR EQUIVALENT WILL BE DEDUCTED FROM THE PROCEEDS.
+ICC UCP 600 ART 37 SUB C EXPRESSLY EXCLUDED FROM THIS LC
+ALTHOUGH THIS DOCUMENTARY CREDIT IS AVAILABLE FOR PAYMENT AT 180
DAYS AFTER THE DATE OF ACCEPTANCE OF THE DOCUMENTS AT OUR
COUNTERS, INTESA SANPAOLO S.P.A. IS AUTHORIZED TO DISCOUNT CREDIT
COMPLYING DOCUMENTS UPON BENEFICIARY'S BANK REQUEST AND EFFECT
PAYMENT AT SIGHT.
INTESA SANPAOLO S.P.A. DISCOUNT CHARGES ARE FOR APPLICANT'S
ACCOUNT: INTEREST AND DISCOUNT CHARGES WILL BE PAID BY APPLICANT.
IN ORDER TO PROCEED WITH DISCOUNT THE COLLECTING BANK (WHICH MUST
BE A CORRESPONDENT BANK OF INTESA SANPAOLO S.P.A.) HAS TO SEND US
THE FOLLOWING AUTHENTICATED SWIFT MESSAGE (TOGHETER WITH THE
MESSAGE OF THE REQUEST FOR PAYMENT):
QUOTE
WE REPRESENT AND WARRANT TO INTESA SANPAOLO S.P.A. THAT: BECAUSE
OF THE PAYMENT OF THE NET PROCEEDS OF DISCOUNT, THE OBLIGATIONS
ASSUMED BY THE BANK PURSUANT TO THE CREDIT SHALL BE CONSIDERED
FULLY OR PARTIALLY FULFILLED, IN PROPORTION TO THE AMOUNT PAID IN
ADVANCE BY THE BANK

评论
补充一下：
银行告诉我这是假远期信用证，但是我不确定是不是

IN ORDER TO PROCEED WITH DISCOUNT THE COLLECTING BANK (WHICH MUST
BE A CORRESPONDENT BANK OF INTESA SANPAOLO S.P.A.) HAS TO SEND US
THE FOLLOWING AUTHENTICATED SWIFT MESSAGE (TOGHETER WITH THE
MESSAGE OF THE REQUEST FOR PAYMENT)--
为了继续为收款行打折（必须是圣保罗圣保罗银行的代理行），必须向我们发送以下经过授权的电子付款消息（与付款请求一起发送给其他收款人）
-这段是什么意思？

最后一段的这个内容是代表什么意思：“我们代表并保证INTESA SANPAOLO S.P.A. 那是：由于支付了折扣净额，应完全或部分兑现银行根据信贷所承担的义务，这与银行预先支付的金额成正比”

评论
很明确了 180天 假远期。

这都是银行处理的事情 ，跟你们没有多大关系啊 。  利息 和别的费用都是申请人承担的 。

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您好，由于没看到信用证全貌，看起来这家银行INTESA SANPAOLO S.P.A.不是开证行，而是一家贴现行，贵司的银行需要与该银行之间有代理关系， 并且在交单之后需发送一份报文给该银行，主要是为了确保贴现行的责任，可以随着给了多少贴现款，就减少多少责任。这个报文没啥意义。关键是你的银行是否与该行有代理关系？你的银行是否愿意发送这样的报文？

这个信用证是假远期信用证，贵司可以即期收款的。

新手做信用证，就接触这么有难度的条款，也是难为你了。可以把完整的信用证发给我，免费帮你审核一下。

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谢谢回复~附件是草稿，麻烦您帮忙看下有没有问题

beneficiary bank & available with ....bank， 这2处我有要求客户写成我们银行的swift code，客户说他们银行不肯改，如果不改，我们也可以正常收款吗？
还有，您说需要我们银行发报文给开证行，请问报文内容是就按照LC里面的写成红字部分的内容吗？
in order to proceed with discount the collecting bank (which must be a correspondent bank of intesa sanpaolo s.p.a.) has to send us the following authenticated swift message (togheter with the message of the request for payment):we represent and warrant to intesa sanpaolo s.p.a. that: because of the payment of the net proceeds of discount, the obligations assumed by the bank pursuant to the credit shall be considered fully or partially fulfilled, in proportion to the amount paid in advance by the bank
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